Explore essential money advice for children, including understanding credit, avoiding lifestyle creep, and the importance of employer retirement plans.
Steve Tuttle explains how combining index funds, active strategies, and a multi-factor approach can enhance returns and align with your risk tolerance for a robust portfolio.
Delve into the factors that affect your Social Security retirement benefits, including the significance of your earning history and the advantages of delaying benefits until age 70...
Effective retirement health planning requires understanding Medicare's coverage limits. Get insights into preparing for out-of-pocket costs and supplemental insurance needs.
Learn the key differences in retirement planning between men and women, focusing on longevity, income gaps, Social Security benefits, and investment strategies.
Learn investment insights from Warren Buffett's 2024 Berkshire Hathaway letter, highlighting the importance of clarity, patience, and fiscal prudence for success.
Learn how IRA and Roth IRA transactions impact your taxes. Understand non-taxable investments, tax consequences of withdrawals, and how to navigate capital gains and penalties effi...
Maximize your 2023 tax return with tax deductions you might overlook! Charitable contributions, state taxes and healthcare expenses could lower your tax bill.
Explore how structured notes can stabilize your investment portfolio amidst market volatility. Learn their benefits for a balanced approach to wealth creation.
Prevent retirement bummers with smart planning. Discover strategies to maximize your retirement income through Social Security, savings, and work scenarios.
Navigate 2024's 401(k) changes: increased contribution limits, new IRS regulations, and tips for optimizing your retirement contributions and savings plans.
Maximize your investment returns with tax-efficient strategies. Learn how to manage capital gains, utilize retirement accounts, and understand investment taxes for smarter planning...
Get ahead in 2024 with insights on the January Effect. Learn how this perceived stock market anomaly may influence your trading decisions in the new year.
Understand the key differences between home health care and home care in Medicare coverage. Learn about eligibility, earnings limitations, and how to access the right services.
Explore how claiming Social Security before full retirement age affects your benefits, including reductions, earnings limits, and how withheld benefits are recalculated later.
Navigate stock market fluctuations with confidence. Embrace long-term strategies, diversify with bonds, and understand the power of a well-balanced investment portfolio.
Explore how structured notes can amplify the performance of your 60/40 portfolio. Understand their role in risk management and potential for higher returns in your investment mix.
Market sentiment: an emotion-driven compass of financial markets. Understand its definition, types of indicators, and the role it plays in price movements.
Understand how H.S.A.s differ from F.S.A.s and the unique tax benefits they offer. Learn how to optimize your savings for current and future medical expenses.
Retirement planning for women is evolving. While challenges persist — from the pay gap to financial confidence — learn strategies to fortify your financial future.
Historically, the fourth quarter offers strong stock market returns. With signs of a potential rebound and support levels, cautious optimism prevails for a favorable end to 2023.
A sound, long-term financial plan is the best way to protect your finances from stagflation. Learn how to adjust your investment strategy during economic uncertainty.
Curious about the cost of retiring in the US? Explore the factors that affect retirement costs and find out the top states for retirement based on the Investopedia Retirement Index...
Don't let the fear of a recession drive you to make hasty financial decisions. Check out some common mistakes people make before recessions that can hurt their finances.
Credit cards can be a financial lifeline, but they can also lead to disaster if not managed wisely. Learn to avoid overspending, high interest, and credit score damage.
Are you in a dual-career couple with an age gap? Explore retirement planning tips, including Social Security, healthcare, and financial strategies, to secure your financial future.
Preparing for divorce? Learn effective strategies to protect your personal credit . Discover how to close joint accounts, freeze credit, and monitor your score.
Inflation is still around, a possible recession, rising interest rates and geopolitical tensions are all reasons you should think about protecting your portfolio.
Inheriting money or assets? Discover how to invest your inheritance wisely. Learn about cash, retirement accounts, investments, properties, and businesses.
Dealing with IRS tax debt? Discover your options — setting up an IRS payment plan or using a personal loan. Compare pros and cons to make an informed decision.
Discover the key divorce mistakes to avoid for a smoother post-settlement journey. Learn how to navigate lifestyle, tax, home, legal, and insurance challenges wisely.
Explore the growing trend of semi-retirement. Learn about tax implications and other considerations to make informed decisions about your retirement plan.
Discover how understanding investor psychology and market patterns can lead to superior investment returns. Learn the key lessons for taking the temperature of markets.
Discover how to achieve financial freedom and overcome the struggles of limited financial security. Celebrate independence by taking steps towards a brighter financial future.
Summer is an ideal time to reassess your financial goals and make necessary adjustments to stay on track. Explore 9 financial steps for your mid-year financial checkup.
Discover the ins and outs of 401(k) plans and employer matches. Learn about contribution limits, investment options, and how to maximize your retirement savings.
The US debt ceiling battle is heating up, and it could have serious implications for your finances. Stay informed to navigate uncertain times with confidence.
Should you hold cash or invest in the market? Attractive yields on savings and cash-like investments can make it tempting to hold cash instead of investing extra money.
The US SSA made some important changes that could impact your retirement plan. Learn about the 8.7% increase in Social Security benefits, higher income thresholds, and more!
Will inflation subside to ultra-low pre-Covid levels or will it be a lasting problem, as in the 1970s and early 1980s? What will happen to interest rates?
In 2022 philanthropy became a sustaining force for nonprofits despite economic pressures. Here are five lessons from last year that can shape individual giving in 2023.
Many audits are triggered by actions taxpayers themselves have taken. Here's a list of red flags that can cause your tax return to be targeted by the IRS for review.
During the estate administration process, it is easy to see where the decedent veered off course. Often the fix was inexpensive and could have saved their heirs in legal fees.
The collapse of three US regional banks and the Credit Suisse selloff are drawing comparisons to the great financial crisis of 2008. We believe 2023 is different. Here's why.
Silicon Valley Bank's collapse highlights the dangers of being overly exposed to high-risk sectors. Investors can learn from Buffett and Lynch in such events.
The rules for inherited IRAs are complex. Understanding those rules is crucial to getting the most out of the inherited IRA — and avoiding running afoul of the IRS.
Choosing to relocate to another state is a complicated and very personal decision. If you’re thinking about retiring in a different state, read these valuable tips first.
The increased standard deductions under the Tax Cuts and Jobs Act provided tax savings for many. Taxable income can be reduced further with a few strategic steps.
Retirement funds don't have to be off-limits if you're in dire need. Here're a few ways to withdraw from your 401(k) early without incurring a penalty from the IRS.
When you change jobs, you generally have four options for your 401(k) plan. One of the best options is doing a 401(k) rollover to an individual retirement account (IRA).
Inflation has been hitting everyone hard and going into 2023, there are several things you can be doing in order to protect the state of your finances.
The SECURE 2.0 Act is packed with 92 retirement-savings provisions and illustrates the importance of revisiting your retirement and tax planning strategy annually.