When you change jobs, you generally have four options for your 401(k) plan. One of the best options is doing a 401(k) rollover to an individual retirement account (IRA).
Inflation has been hitting everyone hard and going into 2023, there are several things you can be doing in order to protect the state of your finances.
The SECURE 2.0 Act is packed with 92 retirement-savings provisions and illustrates the importance of revisiting your retirement and tax planning strategy annually.
Contributing to a Roth IRA can be a great way to save for retirement, but putting too much money into your account can trigger tax penalties. Here're some ways to fix the problem.
Changes were made to many tax credits and deductions in 2022 that experts say could lead many people to owe money when they file their IRS returns in 2023.
An inverted yield curve doesn’t always equal a recession. Even in the face of great uncertainty into 2023, there are opportunities in this inverted world.
2022 has been a turbulent year for investors and retirees. However, in December, there are some actions that can have a significant positive tax and economic impact.
Many economies have been hit with rising prices in the wake of the pandemic, but there are some notable outliers that have managed to keep their inflation rate down.
Don't pay more than needed by checking out these tax-reducing steps. For more information on how you can reduce your taxes, consult your Signet advisor.
Is it worth the cost to hire an advisor? People say they can listen to the news to find out where and how to invest, so, “Wouldn’t I be better off just keeping the fee for myself?”
Inflation remains stubbornly high. Uncertain energy costs combined with supply and demand mismatches mean higher prices could continue for a while, well beyond the end of 2022.
Despite the polarization ahead of midterms, avoid the temptation to make significant changes to a long-term investment plan based on which party controls Congress.
October is known for some of the scariest events in the financial markets. Here are 13 scary financial statistics and steps to avoid becoming their next victim.
The IRS announce the new standard deduction and new tax brackets for 2023. Knowing these numbers allows you to make some smart tax-planning moves before the year's end.
Answers to the most common required minimum distribution questions: timing withdrawals, reinvesting RMDs, and how to legally avoid paying tax on distributions.
Although the Social Security COLA increase is the largest it’s been in four decades, it doesn’t mean that retirees are keeping up with their actual cost of living increases.
This year is well on its way to being the worst in modern history for bond investors. But there is finally some income to be earned in the fixed-income market.
Sharp downturns in global stock markets are painful. But the odds are that jumping in and out of the market will only hurt your portfolio in the long run.
Knowing how changes in interest rates may affect the performance of your retirement plan can help you bolster your investment returns and avoid potential losses.
Whether you're a long-term investor trying to understand market moves or are concerned about your portfolio, here are 9 charts every investor needs to see.
Market declines during the first five years of retirement can have a significant effect on a financial portfolio, but remaining flexible can mitigate the damage.
The easiest way to deal with a frothy market is to have a strategy in place that anticipates the unpredictability of ups and downs. Here are a few methods that help.
To help you focus on the most important decisions, you’ll want to prepare a realistic retirement plan that can guide you to a financially secure retirement.
Rules controlling what you can do with your 401(k) after retirement are very complicated. Consult your financial advisor before making any final decisions.
A recession can impair your personal finances. Being prepared and taking a few simple steps to reduce your risks can help you weather the economic storm.
What if I delay retirement by one year? There are many ways retiring either sooner or later than planned can impact your life, beyond retirement income.
Healthcare, housing, travel, supporting adult children – all of these expenses and more are subject to inflation. Here is how to plan for inflation when thinking about retirement.
Americans are entering a period when consumer prices will continue to rise steadily, which will bring a whole different set of costs and benefits to a new generation.
Carefully planning the financial aspects of your vacation and coming up with a smart approach to saving for it can relieve a lot of the pressure that vacation planning can bring.
Getting the right coverage is a challenge because there can be so many variables. Laddering life insurance is a way to tackle life insurance needs that change over time.
Tax Day looks a little different in 2022. Here’s everything you want to know to minimize mistakes, maximize your refund and file your tax return successfully.
With just weeks to go until the tax deadline, should you be waiting to file your taxes? Are you hoping the deadline will be extended once again this year?
For women business owners, the toll of divorce can be particularly overwhelming. You might face the possibility of having to split your company with your ex-spouse.
This Equal Pay Day, the data shows the wage gap closed by 1 cent. On the surface, this looks like progress. Yet these numbers are not telling the whole story.
There are a lot of expenses that, although they are common and, in some cases, annual, we don’t think to plan for. Here are a few you should work into your budget.
Strong markets have swelled account balances, but changing conditions make it a good time to revisit your plan. How to get built-in inflation protection?
Things are about to get worse — but after that, they should steadily get better. That’s roughly how economists envisage the path of U.S. inflation in the year ahead.
During the early stage of our careers, it can be challenging to prioritize retirement savings. If you haven't managed it yet, you can still get starting saving later in life.
Surprise medical bills have become increasingly common and stressful. Now, thanks to the No Surprises Act, surprise medical bills may be a thing of the past.
The New Year is the perfect time to set smart financial planning goals. Here are the top ten tips for how to step forth with a good financial audit in 2022.
In case paper documents are filling up your drawers, you may be wondering which documents you need to keep and what you can shred or otherwise dispose of.
Over time, making little changes to your finances can add up. The earlier you take these steps, the longer they have to work and the greater your outcomes will be.
A good financial planner should be able to help you answer various Social Security questions and find the right time for you to claim Social Security benefits.
While the maximum Roth IRA contribution remains $6K (with a $1K catch-up contribution for those 50 and older), the phase-out ranges for eligibility to contribute have changed.
Inflation worries grow as the economy reopens. Steve Tuttle explains how to position your portfolio for financial success regardless of how much prices rise.
Amid the market volatility fear and greed can get the best of investors. These tips help control your emotions and achieve long-term success in the markets.
Financial security in retirement takes planning, commitment, and money. These 4 questions help identify your goals and needs within a retirement strategy.
There are many successful investment strategies that have performed well over time. Yet, capturing these returns is not easy for investors. Patience can help.
Do you want to invest for retirement? Dividend-paying stocks can help preserve your capital over long term and generate income regardless of market conditions.
Tax policy impacts corporate earnings and the stock market. However, over the long haul, other factors have more influence on the stock market performance.
Every correction seems like the start of a downturn. Yet market corrections don't lead to lengthy bear markets. Read how Signet handles market volatility.
Real assets can hedge against inflation in the current environment. Find out what two types of real assets Signet advisors focus on for a balanced portfolio.
The GameStop and AMC Entertainment story has dominated headlines recently. Steve Tuttle on why this won't have a big, lasting impact for long-term investors.
2020 was a year of major upheaval. Here’re universal and timeless investment guidelines from Signet advisors to help you improve your financial situation.
It’s a tough year for tax planning without knowing for sure which party will control the Senate. However here's how Signet advisors help clients save taxes.
Some investors think putting their money with multiple financial advisors means better results. This is not necessarily the case. It can make things worse.
In a joint study with Duke University’s Fuqua School of Business, Signet investigates how patent disclosure impacts stock price of the focal patent company.
President Obama and President Trump pursued different policies while in office. Yet results in the financial markets were awfully similar during their terms.
Sector investing is an underrated strategy for investors, while it complements a core portfolio by seeking to enhance returns or diversifying portfolio risks.
Careful asset placement helps save on taxes. Asset location seeks to identify the right type of investment to own in retirement plans vs. taxable accounts.
No single factor works all the time. Steve Tuttle highlights the performance of factor investing and shows why portfolio diversification is so important.
As Signet carefully monitors risks, we deem tax-exempt municipal bonds are generating tremendous interest from investors. See the analysis for our optimism.
COVID pandemic short-term dynamics are rapidly changing causing many unknowns. Signet explains what to focus on to improve financial standings post crisis.
The new law expands opportunities to save for retirement, but changes the way beneficiaries receive money from inherited IRAS. Steve Tuttle gives highlights.
The end of the year is viewed as a time of spending. It can also be a time to consider tax-saving strategies. Here're the Signet advisors' tips for retirees.