Discover the ins and outs of 401(k) plans and employer matches. Learn about contribution limits, investment options, and how to maximize your retirement savings.
The US debt ceiling battle is heating up, and it could have serious implications for your finances. Stay informed to navigate uncertain times with confidence.
Should you hold cash or invest in the market? Attractive yields on savings and cash-like investments can make it tempting to hold cash instead of investing extra money.
The US SSA made some important changes that could impact your retirement plan. Learn about the 8.7% increase in Social Security benefits, higher income thresholds, and more!
Will inflation subside to ultra-low pre-Covid levels or will it be a lasting problem, as in the 1970s and early 1980s? What will happen to interest rates?
In 2022 philanthropy became a sustaining force for nonprofits despite economic pressures. Here are five lessons from last year that can shape individual giving in 2023.
Many audits are triggered by actions taxpayers themselves have taken. Here's a list of red flags that can cause your tax return to be targeted by the IRS for review.
During the estate administration process, it is easy to see where the decedent veered off course. Often the fix was inexpensive and could have saved their heirs in legal fees.
The collapse of three US regional banks and the Credit Suisse selloff are drawing comparisons to the great financial crisis of 2008. We believe 2023 is different. Here's why.
Silicon Valley Bank's collapse highlights the dangers of being overly exposed to high-risk sectors. Investors can learn from Buffett and Lynch in such events.
The rules for inherited IRAs are complex. Understanding those rules is crucial to getting the most out of the inherited IRA — and avoiding running afoul of the IRS.
Choosing to relocate to another state is a complicated and very personal decision. If you’re thinking about retiring in a different state, read these valuable tips first.
The increased standard deductions under the Tax Cuts and Jobs Act provided tax savings for many. Taxable income can be reduced further with a few strategic steps.
Retirement funds don't have to be off-limits if you're in dire need. Here're a few ways to withdraw from your 401(k) early without incurring a penalty from the IRS.
When you change jobs, you generally have four options for your 401(k) plan. One of the best options is doing a 401(k) rollover to an individual retirement account (IRA).
Inflation has been hitting everyone hard and going into 2023, there are several things you can be doing in order to protect the state of your finances.
The SECURE 2.0 Act is packed with 92 retirement-savings provisions and illustrates the importance of revisiting your retirement and tax planning strategy annually.
Contributing to a Roth IRA can be a great way to save for retirement, but putting too much money into your account can trigger tax penalties. Here're some ways to fix the problem.
Changes were made to many tax credits and deductions in 2022 that experts say could lead many people to owe money when they file their IRS returns in 2023.
An inverted yield curve doesn’t always equal a recession. Even in the face of great uncertainty into 2023, there are opportunities in this inverted world.
2022 has been a turbulent year for investors and retirees. However, in December, there are some actions that can have a significant positive tax and economic impact.
Many economies have been hit with rising prices in the wake of the pandemic, but there are some notable outliers that have managed to keep their inflation rate down.
Don't pay more than needed by checking out these tax-reducing steps. For more information on how you can reduce your taxes, consult your Signet advisor.
Is it worth the cost to hire an advisor? People say they can listen to the news to find out where and how to invest, so, “Wouldn’t I be better off just keeping the fee for myself?”
Inflation remains stubbornly high. Uncertain energy costs combined with supply and demand mismatches mean higher prices could continue for a while, well beyond the end of 2022.
Despite the polarization ahead of midterms, avoid the temptation to make significant changes to a long-term investment plan based on which party controls Congress.
October is known for some of the scariest events in the financial markets. Here are 13 scary financial statistics and steps to avoid becoming their next victim.
The IRS announce the new standard deduction and new tax brackets for 2023. Knowing these numbers allows you to make some smart tax-planning moves before the year's end.
Answers to the most common required minimum distribution questions: timing withdrawals, reinvesting RMDs, and how to legally avoid paying tax on distributions.
Although the Social Security COLA increase is the largest it’s been in four decades, it doesn’t mean that retirees are keeping up with their actual cost of living increases.
This year is well on its way to being the worst in modern history for bond investors. But there is finally some income to be earned in the fixed-income market.
Sharp downturns in global stock markets are painful. But the odds are that jumping in and out of the market will only hurt your portfolio in the long run.
Knowing how changes in interest rates may affect the performance of your retirement plan can help you bolster your investment returns and avoid potential losses.
Whether you're a long-term investor trying to understand market moves or are concerned about your portfolio, here are 9 charts every investor needs to see.
Market declines during the first five years of retirement can have a significant effect on a financial portfolio, but remaining flexible can mitigate the damage.
The easiest way to deal with a frothy market is to have a strategy in place that anticipates the unpredictability of ups and downs. Here are a few methods that help.
To help you focus on the most important decisions, you’ll want to prepare a realistic retirement plan that can guide you to a financially secure retirement.
Rules controlling what you can do with your 401(k) after retirement are very complicated. Consult your financial advisor before making any final decisions.
A recession can impair your personal finances. Being prepared and taking a few simple steps to reduce your risks can help you weather the economic storm.
What if I delay retirement by one year? There are many ways retiring either sooner or later than planned can impact your life, beyond retirement income.
Healthcare, housing, travel, supporting adult children – all of these expenses and more are subject to inflation. Here is how to plan for inflation when thinking about retirement.
Americans are entering a period when consumer prices will continue to rise steadily, which will bring a whole different set of costs and benefits to a new generation.
Carefully planning the financial aspects of your vacation and coming up with a smart approach to saving for it can relieve a lot of the pressure that vacation planning can bring.
Getting the right coverage is a challenge because there can be so many variables. Laddering life insurance is a way to tackle life insurance needs that change over time.
Tax Day looks a little different in 2022. Here’s everything you want to know to minimize mistakes, maximize your refund and file your tax return successfully.
With just weeks to go until the tax deadline, should you be waiting to file your taxes? Are you hoping the deadline will be extended once again this year?
For women business owners, the toll of divorce can be particularly overwhelming. You might face the possibility of having to split your company with your ex-spouse.
This Equal Pay Day, the data shows the wage gap closed by 1 cent. On the surface, this looks like progress. Yet these numbers are not telling the whole story.
There are a lot of expenses that, although they are common and, in some cases, annual, we don’t think to plan for. Here are a few you should work into your budget.
Strong markets have swelled account balances, but changing conditions make it a good time to revisit your plan. How to get built-in inflation protection?