6 end of year tax planning tips for 2021
As the year comes to an end, it’s important to start planning your 2021 taxes to reduce your obligations wherever possible.
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November 22, 2022
Compared to the past two seasons, this fourth quarter began with a lot of momentum, which feels like a miracle.
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November 17, 2022
Is it worth the cost to hire an advisor? People say they can listen to the news to find out where and how to invest, so, “Wouldn’t I be better off just keeping the fee for myself?”
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November 15, 2022
The housing market is a hot topic right now, and after experiencing rapid growth over the pandemic years it looks to now be slowing down.
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November 10, 2022
Inflation remains stubbornly high. Uncertain energy costs combined with supply and demand mismatches mean higher prices could continue for a while, well beyond the end of 2022.
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November 8, 2022
If you're checking, chasing, and stock-picking, you may increase the odds of self-inflicted losses when the market is down.
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November 1, 2022
Despite the polarization ahead of midterms, avoid the temptation to make significant changes to a long-term investment plan based on which party controls Congress.
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October 27, 2022
October is known for some of the scariest events in the financial markets. Here are 13 scary financial statistics and steps to avoid becoming their next victim.
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October 25, 2022
The IRS announce the new standard deduction and new tax brackets for 2023. Knowing these numbers allows you to make some smart tax-planning moves before the year's end.
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October 20, 2022
Answers to the most common required minimum distribution questions: timing withdrawals, reinvesting RMDs, and how to legally avoid paying tax on distributions.
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October 18, 2022
The reasons behind the market correction are always unique, but our reactions shouldn’t be.
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October 13, 2022
Although the Social Security COLA increase is the largest it’s been in four decades, it doesn’t mean that retirees are keeping up with their actual cost of living increases.
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October 11, 2022
Many people aren't mentally or financially prepared for the high cost of health care in retirement. Here's how to plan.
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October 4, 2022
This year is well on its way to being the worst in modern history for bond investors. But there is finally some income to be earned in the fixed-income market.
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September 29, 2022
Sharp downturns in global stock markets are painful. But the odds are that jumping in and out of the market will only hurt your portfolio in the long run.
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September 27, 2022
Knowing how changes in interest rates may affect the performance of your retirement plan can help you bolster your investment returns and avoid potential losses.
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September 22, 2022
Near-term risks remain high, but investors who stay focused on the long-term have historically been rewarded.
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September 20, 2022
If you are one of the 60 million plus individuals with an IRA, you might need to complete certain IRA transactions by the end of this year.
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August 31, 2022
How you react to volatile markets plays a crucial role in your long-term success. Here are a few steps to take when the market gets scary.
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August 30, 2022
Protecting your family is important, but so is making sure you're not wasting money on life insurance that could be used for other financial needs.
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August 25, 2022
Here is a list of 10 common credit card mistakes cardholders make. Hopefully, you can learn from the mistakes of others and save some financial pain.
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August 23, 2022
Whether you're a long-term investor trying to understand market moves or are concerned about your portfolio, here are 9 charts every investor needs to see.
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August 18, 2022
Market declines during the first five years of retirement can have a significant effect on a financial portfolio, but remaining flexible can mitigate the damage.
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August 16, 2022
The dramatic history of the Inflation Reduction Act is known – now we have to understand and live with the practical results.
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August 11, 2022
Smart estate planning will minimize the tax bill that your heirs pay when you die, and a Roth IRA is one of the most effective tools for that purpose.
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July 28, 2022
The US economy contracted for the second quarter in a row. This would count as a recession by one rule of thumb, but it does not pass the smell test.
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July 26, 2022
The easiest way to deal with a frothy market is to have a strategy in place that anticipates the unpredictability of ups and downs. Here are a few methods that help.
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July 19, 2022
What's the point of saving for the long run if there isn’t going to be one? Larry Siegel objects it will be a great time to be alive. Here's why.
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July 6, 2022
Volatility can be managed. Steve Tuttle shares 4 investment strategies to manage volatility: reducing, navigating, harnessing, and monetizing.
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June 30, 2022
The most common money mistakes people make aren't due to an inability to handle their finances. The real trouble? Keeping emotions in check.
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June 28, 2022
The immediate outlook is grim, but low-cost funds that track the entire market can help you prosper over the long term.
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June 23, 2022
To help you focus on the most important decisions, you’ll want to prepare a realistic retirement plan that can guide you to a financially secure retirement.
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June 21, 2022
Rules controlling what you can do with your 401(k) after retirement are very complicated. Consult your financial advisor before making any final decisions.
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June 14, 2022
Steep downturns of stocks by 20 percent or more are relatively rare, but how long they last could portend damage — for you and the economy.
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June 7, 2022
A recession can impair your personal finances. Being prepared and taking a few simple steps to reduce your risks can help you weather the economic storm.
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May 12, 2022
What if I delay retirement by one year? There are many ways retiring either sooner or later than planned can impact your life, beyond retirement income.
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May 5, 2022
The Fed just raised interest rates by the most in 22 years. Consumers should be mindful of the risks associated with tighter monetary policy.
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April 28, 2022
Healthcare, housing, travel, supporting adult children – all of these expenses and more are subject to inflation. Here is how to plan for inflation when thinking about retirement.
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April 19, 2022
Americans are entering a period when consumer prices will continue to rise steadily, which will bring a whole different set of costs and benefits to a new generation.
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April 14, 2022
Carefully planning the financial aspects of your vacation and coming up with a smart approach to saving for it can relieve a lot of the pressure that vacation planning can bring.
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April 12, 2022
Getting the right coverage is a challenge because there can be so many variables. Laddering life insurance is a way to tackle life insurance needs that change over time.
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April 7, 2022
Tax Day looks a little different in 2022. Here’s everything you want to know to minimize mistakes, maximize your refund and file your tax return successfully.
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April 5, 2022
The Signet investment team thinks the hawkish pricing in short-term rates might be overdone and prefers short-maturity bonds over long-term ones.
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March 29, 2022
With just weeks to go until the tax deadline, should you be waiting to file your taxes? Are you hoping the deadline will be extended once again this year?
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March 25, 2022
Financial planning goes beyond growing savings and cutting expenses. Here're 5 steps to a solid financial plan.
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March 24, 2022
For women business owners, the toll of divorce can be particularly overwhelming. You might face the possibility of having to split your company with your ex-spouse.
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March 22, 2022
Once a year, tidy things up to ensure you're on track for your financial goals. Follow these steps to Marie Kondo your way to a joyful financial life.
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March 15, 2022
This Equal Pay Day, the data shows the wage gap closed by 1 cent. On the surface, this looks like progress. Yet these numbers are not telling the whole story.
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March 3, 2022
Learn how to get a firm grasp on your own personal rate of inflation, and employ strategies that will protect your bottom line.
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February 17, 2022
If you have parents on Medicare, here are some tips to help ensure premiums are paid so they — and you — don’t face crushing problems.
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February 8, 2022
There are a lot of expenses that, although they are common and, in some cases, annual, we don’t think to plan for. Here are a few you should work into your budget.
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January 25, 2022
Strong markets have swelled account balances, but changing conditions make it a good time to revisit your plan. How to get built-in inflation protection?
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January 20, 2022
Auto loans are reaching the longest term and highest balance ever. Should you refinance? It really depends on what you stand to gain by refinancing.
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January 18, 2022
Things are about to get worse — but after that, they should steadily get better. That’s roughly how economists envisage the path of U.S. inflation in the year ahead.
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January 11, 2022
The SECURE Act 2.0, autoenrollment expansion, and a continuing question: just how are retirees doing, anyway?
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January 6, 2022
During the early stage of our careers, it can be challenging to prioritize retirement savings. If you haven't managed it yet, you can still get starting saving later in life.
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January 4, 2022
Surprise medical bills have become increasingly common and stressful. Now, thanks to the No Surprises Act, surprise medical bills may be a thing of the past.
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December 30, 2021
The New Year is the perfect time to set smart financial planning goals. Here are the top ten tips for how to step forth with a good financial audit in 2022.
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December 23, 2021
In case paper documents are filling up your drawers, you may be wondering which documents you need to keep and what you can shred or otherwise dispose of.
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December 16, 2021
Over time, making little changes to your finances can add up. The earlier you take these steps, the longer they have to work and the greater your outcomes will be.
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December 9, 2021
A good financial planner should be able to help you answer various Social Security questions and find the right time for you to claim Social Security benefits.
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November 23, 2021
While the maximum Roth IRA contribution remains $6K (with a $1K catch-up contribution for those 50 and older), the phase-out ranges for eligibility to contribute have changed.
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November 1, 2021
Inflation worries grow as the economy reopens. Steve Tuttle explains how to position your portfolio for financial success regardless of how much prices rise.
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October 25, 2021
Amid the market volatility fear and greed can get the best of investors. These tips help control your emotions and achieve long-term success in the markets.
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September 21, 2021
Financial security in retirement takes planning, commitment, and money. These 4 questions help identify your goals and needs within a retirement strategy.
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July 27, 2021
There are many successful investment strategies that have performed well over time. Yet, capturing these returns is not easy for investors. Patience can help.
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July 6, 2021
Do you want to invest for retirement? Dividend-paying stocks can help preserve your capital over long term and generate income regardless of market conditions.
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April 28, 2021
Tax policy impacts corporate earnings and the stock market. However, over the long haul, other factors have more influence on the stock market performance.
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March 23, 2021
Every correction seems like the start of a downturn. Yet market corrections don't lead to lengthy bear markets. Read how Signet handles market volatility.
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March 9, 2021
Real assets can hedge against inflation in the current environment. Find out what two types of real assets Signet advisors focus on for a balanced portfolio.
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February 1, 2021
The GameStop and AMC Entertainment story has dominated headlines recently. Steve Tuttle on why this won't have a big, lasting impact for long-term investors.
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January 14, 2021
2020 was a year of major upheaval. Here’re universal and timeless investment guidelines from Signet advisors to help you improve your financial situation.
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December 9, 2020
It’s a tough year for tax planning without knowing for sure which party will control the Senate. However here's how Signet advisors help clients save taxes.
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November 1, 2020
Some investors think putting their money with multiple financial advisors means better results. This is not necessarily the case. It can make things worse.
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October 8, 2020
In a joint study with Duke University’s Fuqua School of Business, Signet investigates how patent disclosure impacts stock price of the focal patent company.
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October 1, 2020
President Obama and President Trump pursued different policies while in office. Yet results in the financial markets were awfully similar during their terms.
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September 1, 2020
Sector investing is an underrated strategy for investors, while it complements a core portfolio by seeking to enhance returns or diversifying portfolio risks.
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July 1, 2020
Careful asset placement helps save on taxes. Asset location seeks to identify the right type of investment to own in retirement plans vs. taxable accounts.
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June 1, 2020
No single factor works all the time. Steve Tuttle highlights the performance of factor investing and shows why portfolio diversification is so important.
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May 1, 2020
As Signet carefully monitors risks, we deem tax-exempt municipal bonds are generating tremendous interest from investors. See the analysis for our optimism.
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April 1, 2020
COVID pandemic short-term dynamics are rapidly changing causing many unknowns. Signet explains what to focus on to improve financial standings post crisis.
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February 26, 2020
Steve Tuttle comments on market volatility and what to do if you are worried. Hint: don’t let coronavirus fears rattle your investment plan.
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January 1, 2020
The new law expands opportunities to save for retirement, but changes the way beneficiaries receive money from inherited IRAS. Steve Tuttle gives highlights.
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December 1, 2019
The end of the year is viewed as a time of spending. It can also be a time to consider tax-saving strategies. Here're the Signet advisors' tips for retirees.
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October 1, 2019
The media flurry around the elections received a boost from impeachment talk. How will the complexities that follow major political events impact markets?
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August 1, 2019
The S&P 500 is again near all-time highs. Psychologically, it can be tough for some investors to stay invested and buy. However, it is not a signal to sell.
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July 1, 2019
Investing during retirement can be a daunting task. Steve Tuttle explains how to build a sound retirement plan that will increase your chances of success.
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June 4, 2019
Short-term bond strategies are attractive for investors seeking to enhance yield while defending against volatile markets. Here's more about their benefits.
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April 1, 2019
Steve Tuttle discusses strategies on how to deal with higher federal tax liability from newly imposed limits on deductions for state and local taxes.
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March 4, 2019
The emotional toll from the stock market crash of 2008 still lingers for retirees. To avoid a similar calamity may of them reduce exposure to equities.
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February 1, 2019
Due to lower income tax rates the benefits to establishing Roth accounts are increasing. Here're strategies to optimize the use of tax-advantaged accounts.
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September 24, 2018
Driven by fear of underperforming the market, investors tend to focus on stock market benchmarks. But benchmarking investment can take your eye off the ball.
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July 3, 2018
Yield curve causes anxiety with some investors. Fixed income CIO, Steve Tuttle, discusses bond yields and where Signet sees income opportunities heading.
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April 3, 2018
Today’s backdrop requires a fresh approach to bond investing. Here are the strategies that can reduce equity risk while providing liquidity and income.
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January 3, 2018
Steve Tuttle shows why investors shouldn't bet against bonds. As stock and other risk assets rise in value, bonds are an important diversifying asset class.
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December 15, 2017
Our healthcare system is complex and difficult to navigate. Signet Financial Management provides a summary of the healthcare programs available to retirees.
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December 1, 2017
Even in a rising rate environment, bond ladders can mitigate downside equity risk and diversify portfolios through good and bad market cycles.
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