Goals Based Investing

We believe in investing to meet financial objectives rather than to make the most money possible.

This may provide a life outcome necessary to meet financial objectives, in a preplanned way. It’s less exciting but more predictable than just investing money here and there, based on the latest stock tip of the day or fad.

We help clients:

  • Describe each goal, with time horizons and cash flow needs
  • Identify the target return necessary over the defined time horizon with a high probability of success
  • Design and implement allocations and investment strategies for your goals
  • Track progress towards achieving each goal & adjust strategy as needed

Our portfolio construction process brings different components of your portfolio together to help each client achieve life goals.

Capital Preservation

  • Short-term Treasuries
  • Short-term Corporate and Municipal Bonds
  • Floating rate securities
  • Options hedging


  • US Stocks (growth, value, large, mid, small)
  • Foreign developed market stocks
  • Emerging market socks


  • Medium- and long-term Treasuries
  • Medium- and long-term Corporate and Municipal, Bonds
  • High yield bonds
  • Bank loans
  • Preferred stock
  • Emerging market debt
  • Options strategies

Inflation protection

  • Real estate investment trusts
  • Inflation protected bonds
  • Commodities